Visionary banker who took over a floundering National City Bank. He introduced ATM machines and credit-card services.
He moved to New York after 38 months in the Army and reluctantly accepted a junior inspector job at the First National City Bank, promising himself he'd leave after a year.
He spent nearly four decades with what became Citigroup. He revolutionized the banking industry, throwing off the restrictions on interstate banking and introducing certificates of deposit to raise funds.
He was awarded the Presidential Medal of Freedom, the nation's highest civilian honor, by President George W. Bush.